Leveraging on Fintech & Mobility Leaders to build the future of Banking
Fintecture’s has developped a next-gen payment infrastructure enables merchants to bypass card ceilings, technical declines and fees, (i) boosting sales while (ii) reducing cost and fraud.
Leveraging a technological and regulatory transformation of the banking industry (eg: PSD2), Fintecture has built from first principles a new payment infrastructure, addressing failures and shortcomings of legacy payment processes :
- Restricting sales through low card ceilings and technical declines: ~20% of on-line card payments are declined.
- Eroding margins through chargebacks, fraud, and punitive fees: merchants lose over $100 billion to payment providers annually.
Using APIs to integrate with banks, Fintecture has built the missing direct link between merchants and their customers, to process payments in a simpler, safer, and cost-efficient manner: account-to-account.
Traditionally considered as a cost center and a cause of friction, payment should be used by merchants as leverage to accelerate their growth.
Finbricks is a payment solution provider which has developed a technological platform aggregating PSD2 products (accounts & payments) and providing e-shops with simplified access to these resources. Finbricks allows its clients to implement value added services such as payment initiation and account information services into their customer journey.
Location: Czech Republic
Shine’s offering is based on standard banking features such as a current account with the usual means of payments (bankcard, transfer / direct debit, cheque-cashing) and administrative support, notably with business-creation and day-to-day business-running services (simplified accounting module, invoicing tool, tax tracking).
Treezor has developed a Baas solution offering the ability to FinTechs and Corporates to rely on its banking ecosystem to issue cards and complete payments through a single API.
Thanks to its core banking full stack solution, Treezor's client can easly add banking modules within their products.
Lumo provides an online investment platform for the ecological transition.
- 15,000 users.
- 165 co-financed facilities that produce 700 GWh of green electricity per year (consumption of 140k homes, 50 k tonnes of CO2 emissions avoided).
In B2C, Lumo gives investors access to an online offering of positive impact investment products.
In B2B, Lumo offers product issuers (associating the public, regions, with their project) a project cofinancing circuit.)
Reezocar has designed a modern and intuitive second-hand car marketplace platform, allowing buyers and sellers to match in a matter of minutes, with services from research to delivery.
The fully digital experience include leasing and insurance modules, in order to support customers in their whole automative project.
Mutumutu is online risk life and income protection insurance which is rewarding customers for living healthy.
Mutumutu offers fair and simple life insurance directly online as a distributor. Mutumutu offers Life insurance and Income protection to the customers with a simple customer journey. Mutumutu rewards customers who live healthy. Thanks to its own mobile app, it gives up to 30 % cash back based on how much you do sports every week, if you visit a doctor for preventive medical checkups and if you do not smoke. Startup is proud of extremely high customer satisfaction with rating 4,6 stars on Google.
Location: Czech Republic
Upvest has designed a fully digital real estate crowdfunding platform which allows real estate investments in the form of participation in debt financing of specific development projects, which have udergone a thorough analysis and approval by the investment committee.
Location: Czech Republic
Roger has developped a fully digital investment platform licensed by the Czech National Bank.
Thanks to its platform, Roger interconnects investors with companies suffering from long invoice maturities, providing digital factoring and disruptive operationnal financing services.
Location: Czech Republic
Intrapreneurial project born within Société Générale Insurance, Moonshot-Internet offers insurance policies that meet the needs of clients of digital platforms via a B2B2C model (ecommerce, travel, online banks, etc.).
Moonshot provides non-life insurance products adapted to new practices resulting from the growth of the digital economy by combining three areas of expertise : product innovation, client experience and data
SG Forge offers access to digital assets at the best banking standards: structuring and issuance, secondary market and custody.
SG Forge is a pioneer in generating Security Tokens, providing many benefits for issuers and investors:
- transaction speed;
- lower costs for market access and reduction in the number of intermediaries;
- automation of events related to financial securities;
- transaction transparency;
- development of new hybrid instruments (Utility Tokens) authorized by the PACTE law in France.
Prismea is a neobank that offers Professionals and entrepreneurs:
- A fully digital and simplified account opening process, in compliance with the regulator’s requirements
- Anticipation of cash flow needs with the development of an instant credit offer*
- Using data lies at the heart of our solution.
Kwiper is a Saas-model digital platform to help professionals develop wealth consulting assignments with their clients, as a white label.
The platform makes it possible to automate wealth management consulting missions: ultra-fast diagnosis creation, automatic writing of strategies, creation of very visual discussion supports which simplify discussions with end clients.
Kwiper makes wealth management accessible to all professionals and supports them throughout the process.
Oppens, the first cybersecurity coach for VSEs and SMEs.
Bosses of businesses that do not have this internal expertise thus have access to a coach who assesses the business, advises it and provides solutions adapted to its maturity.
Step by step, the business improves its security with the first offering combining hardware, software and services
LA VILLE E+
La Ville e+ is a strategic coaching structure that operates in the real estate and sustainable city sector.
It sells project management assistance missions (consulting) to public or private clients who develop “smart city” development projects in urban and suburban areas.
The expertise developed by LaVilleE+® makes it possible to avoid a conception of the city carried out in silos, defined by solutions, and uncoordinated. This makes it possible to have a global vision, with quantified objectives, indicators for measuring and evaluating impacts, and de facto to develop projects that are better negotiated, less risky and more easily financed.
Fiduceo has developed a SaaS solution which simplify individuals and professionals administrative and financial journey.
The product allows its user to agregate banking datas, administrative documents, or qualify and categorise operations.
Wetrade has developped a blockchain trade platform providing a secure & efficient intra-european trade environment.
This modern and intuitive platform has been designed for commercial clients and their banks engaged in import/export transactions.
Komgo is a software development and IT services company, offering digital network and workflow solutions that overcome the shortcomings of today’s trade finance ecosystem.
Komgo powers a secure network of verified actors generating instantaneous trust between parties, accelerating efficiency gains, providing a benchmark data reference for the industry and delivering the best-in-class value to end-users through four product lines:
- 'Konsole' connects corporates and banks through authenticated and structured data exchanges which are easy to integrate (LC, SBLC, Doc Collection, Guarantees, Loans, and more).
- 'Market' facilitates price discovery and deal execution on cover products (Bank Confirmation, Receivables Discounting, Deposits and more).
- 'Check' provides a branded, digital portal to facilitate the exchange of documents with external parties (KYC, credit renewal, contract negotiation, and more).
- 'Trakk' enhances the security of digital documents exchanged between multiple parties via email (Invoices, Contracts, HC, BL, and more).
Vakt digitizes the global commodities trading industry, creating a secure, trusted ecosystem, powered by blockchain.
The platform automates and simplifies the global commodities trading industry, formalising or simplifying existing workflows and focusing on contracts, all aspects of logistics, invoicing data and settlements.
R3 has developped a solution based on blockchain, which enables businesses to transact directly and in strict privacy using smart contracts, reducing transaction and record-keeping costs and streamlining business operations.
Iznes has built a blockchain based pan-European platform for develop for asset managers, secured investment in UCITS units and recordkeeping compatible with all distribution channels.
LiquidShare provide a blockchain-based post-trade settlement infrastructure for shares in small and medium sized enterprises (SMEs)
The solution simplifies SME's access to Capital Markets.
Symphony has created a trusted and compliant communications service to help users interact more effectively.
The innovative and elegant platform offers an open, secure and compliant workflow application for individuals, teams and businesses.
AcadiaSoft, Inc. is a financial markets provider of risk and collateral management services for the non-cleared derivatives community, focusing on mitigation of financial risk and optimization of resources. More that 1,700 financial institutions connect to AcadiaSoft to exchange an average of over $750bn in collateral on a daily basis.
With a single connection to AcadiaSoft, market participants can automate the end-to-end risk mitigation lifecycle including:
- Agreement/counterparty onboarding,
- Trade/risk capture, valuation and margin calculation; and
- Collateral management, messaging and settlement
AcadiaSoft automates a wide range of margin types including OTC, Cleared, Repos, TBA and Agent.
AcadiaSoft provides a complete, widely adopted solution for compliance with Uncleared Margin Rules (UMR) including:
- Sensitivity calculation/SIMM CRIF generation,
- IM reconciliation,
- IM threshold monitoring; and
- SIMM backtesting / benchmarking
AcadiaSoft UMR services are being used by virtually all market participants in scope during Phases 1 through 4 of the rules and are now being implemented by Phase 5 and 6 firms; their expert services and ORE open risk framework support regulatory initiatives including SIMM™, SA-CCR, Benchmark Reform and CBA.
Website : acadiasoft.com
Contineo has designed an innovative and modern structured product platform with market intelligence and post-trade services designed to help its wealth managers achieve more for their clients.
The service offers the ability to structure and price the product, execute the transaction and operate reporting to enable a strong portfolio management and enhance performance monitoring.
Website : https://contineo.link/