Fintecture’s has developped a next-gen payment infrastructure enables merchants to bypass card ceilings, technical declines and fees, (i) boosting sales while (ii) reducing cost and fraud.

Leveraging a technological and regulatory transformation of the banking industry (eg: PSD2), Fintecture has built from first principles a new payment infrastructure, addressing failures and shortcomings of legacy payment processes : 

1. Restricting sales through low card ceilings and technical declines: ~20% of on-line card payments are declined.

2. Eroding margins through chargebacks, fraud, and punitive fees: merchants lose over $100 billion to payment providers annually.

Using APIs to integrate with banks, Fintecture has built the missing direct link between merchants and their customers, to process payments in a simpler, safer, and cost-efficient manner: account-to-account.

Traditionally considered as a cost center and a cause of friction, payment should be used by merchants as leverage to accelerate their growth.

Location: France

Website: fintecture.com

Jobpage: jobs.fintecture