Portfolio

namR offers Data Intelligence solutions for Building Industry ecological transition.

Created in 2017, namR has developed a solution based on data, AI and Machine Learning which allows their customer to (i) easly assess the environmental performance of their buildings and (ii) guide them in reducing and managing their carbon footprint relating to their real estate.

namR already has many customers in the energy sector (Engie, Veolia), the insurance sector (Thelem Assurance), the public sector (Région Hauts de France, Troyes) and in the banking sector (Société Générale, Banque des Territoires).

Location: France

Website : https://namr.com/fr/

Job Board :  https://www.welcometothejungle.com/fr/companies/nam-r/jobs

Qarnot is a French Startup that developed a proprietary IT solution to reduce the carbon footprint of companies that use a large amount of computing power (such as banks and 3D animation services).

Qarnot designs alternative data centers and manufactures heaters and boilers, combined with in-house software solutions. This product offering allows for the heat released by computer processors to be reused, thus generating significant carbon savings for their clients.

With its unique infrastructure focused on reusing lethal heat, the Qarnot platform allows you to reduce your computational carbon footprint by an average of 75%. Also, thanks to its calculation modules, Qarnot allows companies to recover more than 95% of the heat generated by the calculations in a running water circuit.

Created in 2010, Qarnot convinced many big Corporates such as Société Générale, Natixis and Imagine.

Qarnot just closed a Series B of €35 million in January 2023.

Location : France

Website : Qarnot

Today, financial institutions are storing unprecedented volumes of data. Legacy data architecture at most institutions is unable to support real-time analytics or allow business units to realize the full potential of the data they store. 

Opensee addresses the data stack challenge facing financial institutions through a single, scalable platform able to absorb the exponential growth in collected data and make 100% of the data accessible in real-time, to the most granular level and with no limit on the size of the data set. 

The platform allows business users to manipulate data for simple or complex calculations with embedded analytics for a wide range of use cases, ranging from risk management and regulatory reporting to trading decisions and ESG analysis. It removes the need for additional computing tools and significantly reduces operational risk. Low code analytics enable Front Office, Risk and Finance managers to harness data for more informed decision-making, to identify opportunities to gain a competitive advantage or to respond better to client needs. 

Opensee is used by many Corporates such as Société Générale, Kepler Chevreux and Crédit Agricole.

Location: France, England

Website : https://opensee.io/

Job Board : https://www.welcometothejungle.com/fr/companies/opensee

Are you a financial institution that wants to reinforce the enforcement of its environmental & social strategy? Wanting to build sustainable portfolios of assets (for asset managers, funds and insurers) or to accompany clients in their transition (for banks) while at the same time feeling the growing focus of your stakeholders and regulators regarding the effect of capital on climate, environment and societies?

B-Corp Fintech Impak Ratings develops a SaaS platform solution to support investment professionals (banks, asset managers and other financial players) in their ambition to generate positive impact towards climate change, providing them with extra financial insights on their assets.

Based on a rigorous methodology combining the 17 UN Sustainable Development Goals and the Impact Management Project framework, they have developed an analysis combined with Artifical Intelligence that goes beyond traditional ESG assessment methods, focusing not only on financial materiality but helping them to address negative impacts and to identify positive ones.

Created in 2019, Impak has already convinced 20+ international clients such as Société Générale, HSBC and Generali.

Website : Impak

Job Board : Welcome to the Jungle - Impak 

For any company, the Internet is a chance! It is an opportunity to communicate with its customers, users or followers to better engage its online community. This also means being exposed to toxic content.

Bodyguard.ai has developed a contextual and autonomous artificial intelligence technology that protects individuals, communities and brands from toxic online content. As the only effective real-time moderation solution, it automatically identifies and blocks 90% of toxic content (hate, noise, spam, fraud or advertising) targeting your social networks (Twitter, Facebook, Twitch, YouTube and Instagram) and platforms.

Its AI-based intelligent moderation solution with autonomous technology identifies anything that could be toxic, always taking into account the context. Bodyguard.ai determines who the content is directed at, how it is toxic, and its severity in real time, for accurate, intelligent, and instant moderation.

Today, Bodyguard.ai protects 1216 business social media accounts and 51 platforms with a total of 1 billion followers and users in their online communities. This technology company specializes in online moderation for sectors like Media (LADbible, M6, Brut. France TV, Konbini, Mediapart), Sports (LFP, UNFP, 4success), Gaming (Paradox Interactive, Team BDS, Jam.gg, Powder.gg). 

Bodyguard.ai closed a Series A of €12 million in 2022.

Location : France

Website : https://www.bodyguard.ai/

Job Board : Welcome to the Jungle - Bodyguard

Looking for a concrete way to offset carbon your carbon footprint ? French startup Ecotree has came up with a brilliant solution to the ever-pressing issue of climate change mitigation and biodiversity crisis.

Ecotree offers its individual and corporate clients a long term investment in trees, going beyond the traditional credit carbon-based solutions and contributing to capture carbon along the way and in the long run.

To top it all up, they have digitalized their customer journey, and generate financial returns once the tree is harvested  for sustainable wood. Its expert team of foresters and scientists have created unique nature-based solutions that allow companies and individuals to support sustainable forestry and vital conservation projects.

Ecotree has showcased an impressive traction both in the consumer space with +584,000 clients, but also in the B2B side with +2,000 corporate clients including Societe Generale.

The company closed a Series B of over €12 million in June 2022.

Website : ecotree

Jobboard : welcometothejungle/ecotree

Entelligent’s developed a data platform combining climate science, machine learning and advanced system dynamics for evaluating and mitigating climate change risks. This startup compile a Smart Climate E-Score rating each company’s vulnerability to climate transition risk, covering 85% of the global investable equity universe and 92% of the total market capitalization of U.S.-listed stocks.

This data platform represent for Entelligent’s customers such as financial institutions a great to (i) build for their clients investment portfolios and financial products that are best suited to meet the challenges and opportunities associated with climate risk and (ii) construct their own quantitative approaches to climate change risks.

Location: US

Website: entelligent.com

In a world where times rapidly changing and where the pandemic created an open mindset to change (introducing homeworking and altering our day-to-day activities, commutes and life perceptions in general), flexibility and sustainability have become more crucial than ever for everyone.

In this context, Skipr has developped an all-in-one solution to companies in Belgium and France to easily manage, plan, book and pay for corporate mobility through an app, a management platform and a payment card.

Through this product, Skipr offers mobility budget management services for companies looking to provide flexible mobility budgets to their employees, thus enabling employees to exchange a benefit car for a sustainable and flexible mobility budget. Mobility activity and associated costs are monitored through a dedicated centralised management platform.

If you are a corporate and want to propose the best HR and sustainable mobility benefit services to your employees, you just have to try Skipr! 

Location: Belgium 

Website: skipr.co

Jobpage: jobs.skipr

Fintecture’s has developped a next-gen payment infrastructure enables merchants to bypass card ceilings, technical declines and fees, (i) boosting sales while (ii) reducing cost and fraud.

Leveraging a technological and regulatory transformation of the banking industry (eg: PSD2), Fintecture has built from first principles a new payment infrastructure, addressing failures and shortcomings of legacy payment processes : 

1. Restricting sales through low card ceilings and technical declines: ~20% of on-line card payments are declined.

2. Eroding margins through chargebacks, fraud, and punitive fees: merchants lose over $100 billion to payment providers annually.

Using APIs to integrate with banks, Fintecture has built the missing direct link between merchants and their customers, to process payments in a simpler, safer, and cost-efficient manner: account-to-account.

Traditionally considered as a cost center and a cause of friction, payment should be used by merchants as leverage to accelerate their growth.

Location: France

Website: fintecture.com

Jobpage: jobs.fintecture

Finbricks is a payment solution provider which has developed a technological platform aggregating PSD2 products (accounts & payments) and providing e-shops with simplified access to these resources. Finbricks allows its clients to implement value added services such as payment initiation and account information services into their customer journey.

Location: Czech Republic

Website: finbricks.com

Shine is a fully digital and modern business account designed to support self-employed workers and very small enterprises.

Shine’s offering is based on standard banking features such as a current account with the usual means of payments (bankcard, transfer / direct debit, cheque-cashing) and administrative support, notably with business-creation and day-to-day business-running services (simplified accounting module, invoicing tool, tax tracking).

Location: France

Website: www.shine.fr

Jobpage: shine/jobs

Treezor has developed a Baas solution offering the ability to FinTechs and Corporates to rely on its banking ecosystem to issue cards and complete payments through a single API.

Thanks to its core banking full stack solution, Treezor's client can easly add banking modules within their products.

Location: France

Website: treezor.com

Jobpage: treezor.com/jobs

Lumo provides an online investment platform for the ecological transition.

• 15,000 users.

• 165 co-financed facilities that produce 700 GWh of green electricity per year (consumption of 140k homes, 50 k tonnes of CO2 emissions avoided).

In B2C, Lumo gives investors access to an online offering of positive impact investment products.

In B2B, Lumo offers product issuers (associating the public, regions, with their project) a project cofinancing circuit.)

Location: France

Website: lumo-france.com

Skaleet has built a Core Banking System solution in order to accelerate and simplify the digital transformation of Financial Services.

The solution has been built on an open-architecture, hosted in the cloud and mobile-centric.

Location: France

Website: skaleet.com

Jobpage: skaleet/jobs

AcadiaSoft, Inc. is a financial markets provider of risk and collateral management services for the non-cleared derivatives community, focusing on mitigation of financial risk and optimization of resources.  More that 1,700 financial institutions connect to AcadiaSoft to exchange an average of over $750bn in collateral on a daily basis.

With a single connection to AcadiaSoft, market participants can automate the end-to-end risk mitigation lifecycle including:

• Agreement/counterparty onboarding,

• Trade/risk capture, valuation and margin calculation; and

• Collateral management, messaging and settlement

AcadiaSoft automates a wide range of margin types including OTC, Cleared, Repos, TBA and Agent.

AcadiaSoft provides a complete, widely adopted solution for compliance with Uncleared Margin Rules (UMR) including:

• Sensitivity calculation/SIMM CRIF generation,

• IM reconciliation,

• IM threshold monitoring; and

• SIMM backtesting / benchmarking

AcadiaSoft UMR services are being used by virtually all market participants in scope during Phases 1 through 4 of the rules and are now being implemented by Phase 5 and 6 firms;  their expert services and ORE open risk framework support regulatory initiatives including SIMM™, SA-CCR, Benchmark Reform and CBA.

Location: US

Website : Acadia | Building the Future of Risk Management

Reezocar has designed a modern and intuitive second-hand car marketplace platform, allowing buyers and sellers to match in a matter of minutes, with services from research to delivery.

The fully digital experience include leasing and insurance modules, in order to support customers in their whole automative project.

Location: France

Website: reezocar.com

Jobpage: reezocar/jobs

Lemonero has developed a data-driven lending platform for e-shops powering an alternative scoring model.

This smart solution allows e-commerce business funding through loans and cash advance as a revenue-based finance model

Location: Czech Republic

Website: lemonero.com

Jobpage: lemonero.cz/kariera

Upvest has designed a fully digital real estate crowdfunding platform which allows real estate investments in the form of participation in debt financing of specific development projects, which have udergone a thorough analysis and approval by the investment committee.

Location: Czech Republic

Website: upvest.cz

Roger has developped a fully digital investment platform licensed by the Czech National Bank.

Thanks to its platform, Roger interconnects investors with companies suffering from long invoice maturities, providing digital factoring and disruptive operationnal financing services. 

Location: Czech Republic

Website: roger.cz

Jobpage: roger.cz/volne-pozice

SG Forge offers access to digital assets at the best banking standards: structuring and issuance, secondary market and custody.

SG Forge is a pioneer in generating Security Tokens, providing many benefits for issuers and investors:

• transaction speed;

• lower costs for market access and reduction in the number of intermediaries;

• automation of events related to financial securities;

• transaction transparency;

• development of new hybrid instruments (Utility Tokens) authorized by the PACTE law in France.

Location: France

Website: sgforge.com

Kwiper is a Saas-model digital platform to help professionals develop wealth consulting assignments with their clients, as a white label.

The platform makes it possible to automate wealth management consulting missions: ultra-fast diagnosis creation, automatic writing of strategies, creation of very visual discussion supports which simplify discussions with end clients.

Kwiper makes wealth management accessible to all professionals and supports them throughout the process.

Location: France

Website: kwiper.fr

Oppens, the first cybersecurity coach for VSEs and SMEs.

Bosses of businesses that do not have this internal expertise thus have access to a coach who assesses the business, advises it and provides solutions adapted to its maturity.

Step by step, the business improves its security with the first offering combining hardware, software and services

Location: France

Website: oppens.fr

La Ville e+ is a strategic coaching structure that operates in the real estate and sustainable city sector.

It sells project management assistance missions (consulting) to public or private clients who develop “smart city” development projects in urban and suburban areas.

The expertise developed by LaVilleE+® makes it possible to avoid a conception of the city carried out in silos, defined by solutions, and uncoordinated. This makes it possible to have a global vision, with quantified objectives, indicators for measuring and evaluating impacts, and de facto to develop projects that are better negotiated, less risky and more easily financed.

Location: France

Website: villeagiledurable

WeMatch has developed an elegant web-based platform for the securities, financing and derivatives market.

It allows traders to enhance their negotiatiation journey and the management of their workflow during the dealing process.

Location: Israel

Website: wematch.live

Jobpage: wematch.live/careers

Komgo is a software development and IT services company, offering digital network and workflow solutions that overcome the shortcomings of today’s trade finance ecosystem. 

Komgo powers a secure network of verified actors generating instantaneous trust between parties, accelerating efficiency gains, providing a benchmark data reference for the industry and delivering the best-in-class value to end-users through four product lines: 

• 'Konsole' connects corporates and banks through authenticated and structured data exchanges which are easy to integrate (LC, SBLC, Doc Collection, Guarantees, Loans, and more). 

• 'Market' facilitates price discovery and deal execution on cover products (Bank Confirmation, Receivables Discounting, Deposits and more). 

• 'Check' provides a branded, digital portal to facilitate the exchange of documents with external parties (KYC, credit renewal, contract negotiation, and more). 

• 'Trakk' enhances the security of digital documents exchanged between multiple parties via email (Invoices, Contracts, HC, BL, and more).

Location: Switzerland

Website: komgo.io

Vakt digitizes the global commodities trading industry, creating a secure, trusted ecosystem, powered by blockchain.

The platform automates and simplifies the global commodities trading industry, formalising or simplifying existing workflows and focusing on contracts, all aspects of logistics, invoicing data and settlements.

Location: UK

Website: vakt.com

Iznes has built a blockchain based pan-European platform for develop for asset managers, secured investment in UCITS units and recordkeeping compatible with all distribution channels.

Location: France

Website: iznes.io

Moonshot Insurance is the European insurtech leader of Contextual Insurance that provides Insurance-As-A-Service solutions to empower the e-commerce industry, mobility providers, along with financial services and so much more. 
From underwriting to claim process, Moonshot Insurance innovates at every stage of the insurance value chain for a fully digital experience.

Give your customers tomorrow’s insurance starting today ! 

Location: France

Website: moonshot-insurance

R3 has developped a solution based on blockchain, which enables businesses to transact directly and in strict privacy using smart contracts, reducing transaction and record-keeping costs and streamlining business operations.

Location: US

Website: r3.com

Symphony has created a trusted and compliant communications service to help users interact more effectively.

The innovative and elegant platform offers an open, secure and compliant workflow application for individuals, teams and businesses.

Location: US

Website: https://symphony.com/

Contineo has designed an innovative and modern structured product platform with market intelligence and post-trade services designed to help its wealth managers achieve more for their clients.
The service offers the ability to structure and price the product, execute the transaction and operate reporting to enable a strong portfolio management and enhance performance monitoring.

Location: Hong-Kong

Website : https://contineo.link/

Fiduceo has developed a SaaS solution which simplify individuals and professionals administrative and financial journey.

The product allows its user to agregate banking datas, administrative documents, or qualify and categorise operations.

Fiduceo was acquired by Boursorama in 2015 and is now fully integrated to Boursorama.

Location: France

Website: boursorama.com