Portfolio

Leveraging on Fintech & Mobility Leaders to build the future of Banking

RESET
FINTECTURE
FINTECTURE
Next-gen payment infrastructure for merchants
2021
FINBRICKS
FINBRICKS
Payment solution provider
2021
SHINE
SHINE
Neobank for freelancers and small companies
2020
TREEZOR
TREEZOR
Bank-as-a-service platform
2019
LUMO
LUMO
Crowdfunding platform for financing renewable energies projects
2018
TAGPAY
TAGPAY
Core-Banking System transforming Financial Services
2018
REEZOCAR
REEZOCAR
Second-hand car marketplace
2018
WEMATCH
WEMATCH
Digital trading platform
2019
MUTUMUTU
MUTUMUTU
Life & prevention insurance
2020
LEMONERO
LEMONERO
Working capital financing for e-shops
2020
UPVEST
UPVEST
Real estate crowdfunding
2020
ROGER
ROGER
Digital factoring and embedded finance
2020
MOONSHOT INSURANCE
MOONSHOT INSURANCE
Contextual insurance
2017
FORGE
FORGE
Financial crypto-assets management
2020
PRISMEA
PRISMEA
SME's Neobank
2019
KWIPER
KWIPER
Innovative tool for accountants
2020
OPPENS
OPPENS
Supporting SME's in their cybersecurity journey
2020
LA VILLE E+
LA VILLE E+
Strategic coaching to real estate
2019
FIDUCEO
FIDUCEO
Financial data agregator
2015
WETRADE
WETRADE
Digital trade platform
2017
KOMGO
KOMGO
Digital network for commodity trade
2018
VAKT
VAKT
Digitalization of commodities trading
2018
R3
R3
Digital industry transformation through blockchain
2017
IZNES
IZNES
Investment platform based on blockchain
2018
LIQUID SHARE
LIQUID SHARE
SME's share trading platform
2017
SYMPHONY
SYMPHONY
Trusted and compliant communications service
2015
ACADIA SOFT
ACADIA SOFT
Risk management services for the derviatives community
2018
CONTINEO
CONTINEO
Structured product platform for wealth managers
2015
FINTECTURE

FINTECTURE

2021
Next-gen payment infrastructure for merchants

Fintecture’s has developped a next-gen payment infrastructure enables merchants to bypass card ceilings, technical declines and fees, (i) boosting sales while (ii) reducing cost and fraud.

Leveraging a technological and regulatory transformation of the banking industry (eg: PSD2), Fintecture has built from first principles a new payment infrastructure, addressing failures and shortcomings of legacy payment processes : 

  1. Restricting sales through low card ceilings and technical declines: ~20% of on-line card payments are declined.
  2. Eroding margins through chargebacks, fraud, and punitive fees: merchants lose over $100 billion to payment providers annually.

Using APIs to integrate with banks, Fintecture has built the missing direct link between merchants and their customers, to process payments in a simpler, safer, and cost-efficient manner: account-to-account.

Traditionally considered as a cost center and a cause of friction, payment should be used by merchants as leverage to accelerate their growth.

Location: France

Website: fintecture.com

Jobpage: jobs.fintecture

FINBRICKS

FINBRICKS

2021
Payment solution provider

Finbricks is a payment solution provider which has developed a technological platform aggregating PSD2 products (accounts & payments) and providing e-shops with simplified access to these resources. Finbricks allows its clients to implement value added services such as payment initiation and account information services into their customer journey.

Location: Czech Republic

Website: finbricks.com

SHINE

SHINE

2020
Neobank for freelancers and small companies

Shine is a fully digital and modern business account designed to support self-employed workers and very small enterprises.

Shine’s offering is based on standard banking features such as a current account with the usual means of payments (bankcard, transfer / direct debit, cheque-cashing) and administrative support, notably with business-creation and day-to-day business-running services (simplified accounting module, invoicing tool, tax tracking).

Location: France

Website: www.shine.fr

Jobpage: shine/jobs

TREEZOR

TREEZOR

2019
Bank-as-a-service platform

Treezor has developed a Baas solution offering the ability to FinTechs and Corporates to rely on its banking ecosystem to issue cards and complete payments through a single API.

Thanks to its core banking full stack solution, Treezor's client can easly add banking modules within their products.

Location: France

Website: treezor.com

Jobpage: treezor.com/jobs

LUMO

LUMO

2018
Crowdfunding platform for financing renewable energies projects

Lumo provides an online investment platform for the ecological transition.

  • 15,000 users.
  • 165 co-financed facilities that produce 700 GWh of green electricity per year (consumption of 140k homes, 50 k tonnes of CO2 emissions avoided).

In B2C, Lumo gives investors access to an online offering of positive impact investment products.

In B2B, Lumo offers product issuers (associating the public, regions, with their project) a project cofinancing circuit.)

Location: France

Website: lumo-france.com

TAGPAY

TAGPAY

2018
Core-Banking System transforming Financial Services

Tagpay has built a Core Banking System solution in order to accelerate and simplify the digital transformation of Financial Services.

The solution has been built on an open-architecture, hosted in the cloud and mobile-centric.

Location: France

Website: tagpay.fr

Jobpage: tagpay/jobs

REEZOCAR

REEZOCAR

2018
Second-hand car marketplace

Reezocar has designed a modern and intuitive second-hand car marketplace platform, allowing buyers and sellers to match in a matter of minutes, with services from research to delivery.

The fully digital experience include leasing and insurance modules, in order to support customers in their whole automative project.

Location: France

Website: reezocar.com

Jobpage: reezocar/jobs

WEMATCH

WEMATCH

2019
Digital trading platform

WeMatch has developed an elegant web-based platform for the securities, financing and derivatives market.

It allows traders to enhance their negotiatiation journey and the management of their workflow during the dealing process.

Location: Israel

Website: wematch.live

Jobpage: wematch.live/careers

MUTUMUTU

MUTUMUTU

2020
Life & prevention insurance

Mutumutu is online risk life and income protection insurance which is rewarding customers for living healthy

Mutumutu offers fair and simple life insurance directly online as a distributor. Mutumutu offers Life insurance and Income protection to the customers with a simple customer journey. Mutumutu rewards customers who live healthy. Thanks to its own mobile app, it gives up to 30 % cash back based on how much you do sports every week, if you visit a doctor for preventive medical checkups and if you do not smoke. Startup is proud of extremely high customer satisfaction with rating 4,6 stars on Google.

Location: Czech Republic

Website: mutumutu.cz

LEMONERO

LEMONERO

2020
Working capital financing for e-shops

Lemonero has developed a data-driven lending platform for e-shops powering an alternative scoring model.

This smart solution allows e-commerce business funding through loans and cash advance as a revenue-based finance model

Location: Czech Republic

Website: lemonero.com

Jobpage: lemonero.cz/kariera

UPVEST

UPVEST

2020
Real estate crowdfunding

Upvest has designed a fully digital real estate crowdfunding platform which allows real estate investments in the form of participation in debt financing of specific development projects, which have udergone a thorough analysis and approval by the investment committee.

Location: Czech Republic

Website: upvest.cz

ROGER

ROGER

2020
Digital factoring and embedded finance

Roger has developped a fully digital investment platform licensed by the Czech National Bank.

Thanks to its platform, Roger interconnects investors with companies suffering from long invoice maturities, providing digital factoring and disruptive operationnal financing services. 

Location: Czech Republic

Website: roger.cz

Jobpage: roger.cz/volne-pozice

MOONSHOT INSURANCE

MOONSHOT INSURANCE

2017
Contextual insurance

Moonshot Insurance is the European insurtech leader of Contextual Insurance that provides Insurance-As-A-Service solutions to empower the e-commerce industry, mobility providers, along with financial services and so much more. 


From underwriting to claim process, Moonshot Insurance innovates at every stage of the insurance value chain for a fully digital experience.

Give your customers tomorrow’s insurance starting today ! 

Location: France

Website: moonshot-insurance

 

FORGE

FORGE

2020
Financial crypto-assets management

SG Forge offers access to digital assets at the best banking standards: structuring and issuance, secondary market and custody.

SG Forge is a pioneer in generating Security Tokens, providing many benefits for issuers and investors:

  • transaction speed;
  • lower costs for market access and reduction in the number of intermediaries;
  • automation of events related to financial securities;
  • transaction transparency;
  • development of new hybrid instruments (Utility Tokens) authorized by the PACTE law in France.

 

Location: France

Website: sgforge.com

PRISMEA

PRISMEA

2019
SME's Neobank

Prismea is a neobank that offers Professionals and entrepreneurs:

  • A fully digital and simplified account opening process, in compliance with the regulator’s requirements
  • Anticipation of cash flow needs with the development of an instant credit offer*
  • Using data lies at the heart of our solution.

 

Location: France

Website: prismea.fr

KWIPER

KWIPER

2020
Innovative tool for accountants

Kwiper is a Saas-model digital platform to help professionals develop wealth consulting assignments with their clients, as a white label.

The platform makes it possible to automate wealth management consulting missions: ultra-fast diagnosis creation, automatic writing of strategies, creation of very visual discussion supports which simplify discussions with end clients.

Kwiper makes wealth management accessible to all professionals and supports them throughout the process.

Location: France

Website: kwiper.fr

OPPENS

OPPENS

2020
Supporting SME's in their cybersecurity journey

Oppens, the first cybersecurity coach for VSEs and SMEs.

Bosses of businesses that do not have this internal expertise thus have access to a coach who assesses the business, advises it and provides solutions adapted to its maturity.

Step by step, the business improves its security with the first offering combining hardware, software and services

 

Location: France

Website: oppens.fr

LA VILLE E+

LA VILLE E+

2019
Strategic coaching to real estate

La Ville e+ is a strategic coaching structure that operates in the real estate and sustainable city sector.

It sells project management assistance missions (consulting) to public or private clients who develop “smart city” development projects in urban and suburban areas.

The expertise developed by LaVilleE+® makes it possible to avoid a conception of the city carried out in silos, defined by solutions, and uncoordinated. This makes it possible to have a global vision, with quantified objectives, indicators for measuring and evaluating impacts, and de facto to develop projects that are better negotiated, less risky and more easily financed.

Location: France

Website: villeagiledurable

FIDUCEO

FIDUCEO

2015
Financial data agregator

Fiduceo has developed a SaaS solution which simplify individuals and professionals administrative and financial journey.

The product allows its user to agregate banking datas, administrative documents, or qualify and categorise operations.

Location: France

Website: boursorama.com

WETRADE

WETRADE

2017
Digital trade platform

Wetrade has developped a blockchain trade platform providing a secure & efficient intra-european trade environment.

This modern and intuitive platform has been designed for commercial clients and their banks engaged in import/export transactions.

Location: Ireland

Website: we-trade.com

KOMGO

KOMGO

2018
Digital network for commodity trade

Komgo is a software development and IT services company, offering digital network and workflow solutions that overcome the shortcomings of today’s trade finance ecosystem. 

Komgo powers a secure network of verified actors generating instantaneous trust between parties, accelerating efficiency gains, providing a benchmark data reference for the industry and delivering the best-in-class value to end-users through four product lines: 

  • 'Konsole' connects corporates and banks through authenticated and structured data exchanges which are easy to integrate (LC, SBLC, Doc Collection, Guarantees, Loans, and more). 
  • 'Market' facilitates price discovery and deal execution on cover products (Bank Confirmation, Receivables Discounting, Deposits and more). 
  • 'Check' provides a branded, digital portal to facilitate the exchange of documents with external parties (KYC, credit renewal, contract negotiation, and more). 
  • 'Trakk' enhances the security of digital documents exchanged between multiple parties via email (Invoices, Contracts, HC, BL, and more).

 

Location: Switzerland

Website: komgo.io

VAKT

VAKT

2018
Digitalization of commodities trading

Vakt digitizes the global commodities trading industry, creating a secure, trusted ecosystem, powered by blockchain.

The platform automates and simplifies the global commodities trading industry, formalising or simplifying existing workflows and focusing on contracts, all aspects of logistics, invoicing data and settlements.

Location: UK

Website: vakt.com

R3

R3

2017
Digital industry transformation through blockchain

R3 has developped a solution based on blockchain, which enables businesses to transact directly and in strict privacy using smart contracts, reducing transaction and record-keeping costs and streamlining business operations.

Location: US

Website: r3.com

IZNES

IZNES

2018
Investment platform based on blockchain

Iznes has built a blockchain based pan-European platform for develop for asset managers, secured investment in UCITS units and recordkeeping compatible with all distribution channels.

Location: France

Website: iznes.io

LIQUID SHARE

LIQUID SHARE

2017
SME's share trading platform

LiquidShare provide a blockchain-based post-trade settlement infrastructure for shares in small and medium sized enterprises (SMEs)

The solution simplifies SME's access to Capital Markets.

Location: France

SYMPHONY

SYMPHONY

2015
Trusted and compliant communications service

Symphony has created a trusted and compliant communications service to help users interact more effectively.

The innovative and elegant platform offers an open, secure and compliant workflow application for individuals, teams and businesses.

Location: US

Website: https://symphony.com/

ACADIA SOFT

ACADIA SOFT

2018
Risk management services for the derviatives community

AcadiaSoft, Inc. is a financial markets provider of risk and collateral management services for the non-cleared derivatives community, focusing on mitigation of financial risk and optimization of resources.  More that 1,700 financial institutions connect to AcadiaSoft to exchange an average of over $750bn in collateral on a daily basis.

With a single connection to AcadiaSoft, market participants can automate the end-to-end risk mitigation lifecycle including:

  • Agreement/counterparty onboarding,
  • Trade/risk capture, valuation and margin calculation; and
  • Collateral management, messaging and settlement

AcadiaSoft automates a wide range of margin types including OTC, Cleared, Repos, TBA and Agent.

AcadiaSoft provides a complete, widely adopted solution for compliance with Uncleared Margin Rules (UMR) including:

  • Sensitivity calculation/SIMM CRIF generation,
  • IM reconciliation,
  • IM threshold monitoring; and
  • SIMM backtesting / benchmarking

AcadiaSoft UMR services are being used by virtually all market participants in scope during Phases 1 through 4 of the rules and are now being implemented by Phase 5 and 6 firms;  their expert services and ORE open risk framework support regulatory initiatives including SIMM™, SA-CCR, Benchmark Reform and CBA.

Location: US

Website : acadiasoft.com

 

CONTINEO

CONTINEO

2015
Structured product platform for wealth managers

Contineo has designed an innovative and modern structured product platform with market intelligence and post-trade services designed to help its wealth managers achieve more for their clients.


The service offers the ability to structure and price the product, execute the transaction and operate reporting to enable a strong portfolio management and enhance performance monitoring.

 

Location: Hong-Kong

Website : https://contineo.link/